For over 30 years Dave has been helping people solve their debt problems and learn how to live a successful debt-free life. He treats everyone with respect and understanding and enjoys the personal reward of seeing people recover from a difficult situation. Today, he oversees a team of professionals that has helped thousands overcome financial obstacles, get out of debt and regain their financial freedom and well-being. He is highly experienced in overseeing complex personal and corporate debt restructuring, including CRA tax debt settlements.
Andrée Laurencelle is a bilingual Licensed Insolvency Trustee who has been assisting people in solving their financial problems including business, consumer and income tax debt for over 20 years in the Ottawa area. She is a Chartered Professional Accountant (1997) and a Chartered Insolvency and Restructuring Professional. She has been working for national accounting firms in the insolvency division for over 19 years including Collins Barrow Brown Inc. when she joined the insolvency practice in 2012.
Syndic authorisé en insolvabilité bilingue, Andrée a aidé de nombreuses personnes à résoudre leurs problèmes financiers par l’entremise de processus légaux régis par la loi de la faillite et de l’insolvabilité depuis plus de 20 ans dans la région d’Ottawa. Elle est une professionnelle agréée en insolvabilité et en restructuration. Elle est également comptable professionnelle agréée (1997). Elle a plus de 19 ans d’expérience en insolvabilité au sein de cabinets comptables nationaux, y compris celui de Collins Barrow Brown Inc. auquel elle s’est jointe en 2012.
Julie joined the insolvency group at Collins Barrow in 2008 after four years in the insolvency and debt restructuring practice of a global accounting firm. She obtained her US CPA (ME) designation in 2003, her CIRP designation in 2011 and received her license to practice as a Licensed Insolvency Trustee in 2012. Julie is focused on assisting consumers and small businesses experiencing financial difficulties, including negotiations and settlements with Canada Revenue Agency.
Gail began her career in the HR department of a global accounting firm in Toronto. Approximately twenty-eight years ago, she moved to Ottawa where she began working in that firm’s insolvency and debt restructuring practice. She subsequently completed the Bankruptcy and Insolvency Administrator course and the examination of the Canadian Association of Insolvency and Restructuring Professionals (CAIRP). She has also met the qualifications of the Office of the Superintendent of Bankruptcy (OSB) of the Government of Canada to conduct initial meetings and assessments of individuals in financial distress and to provide credit and financial counselling in accordance with the Bankruptcy and Insolvency Act (BIA). During her career Gail has assisted thousands of Canadians with financial concerns and challenges to better understand their finances, to declare bankruptcy and to file consumer proposals. She has advised and assisted Canadians from all walks of life, including students, unemployed, retired, disabled, self-employed, wage earners, married, separated, self-employed, income tax debtors, professionals and new Canadians. With her many years of experience in the insolvency practice, and her ability to relate to people, Gail’s empathy and strong listening skills help benefit her clients. She believes in people and treats everyone with dignity and respect. Gail teaches them how to manage their finances and provides them with the tools to help them in their future endeavours.
A native of Montreal, Quebec, Trevor has lived most of his life in Ottawa, Ontario. Upon graduating from high school he studied marketing and business at Algonquin College, Ottawa, Ontario. He then worked in the sales and marketing fields for a number of years. For the past twenty years, including the past ten years with our firm, Trevor has held various positions with Ottawa, Ontario, Licensed Insolvency Trustee firms. Always willing to go the extra mile to listen to and give support and direction to individuals in financial distress, he has a strong understanding of personal bankruptcy and proposal practice and administration. He is currently the assistant to Gail Dagg.
A native of Turkey, Meric lived for many years in Germany before immigrating to Canada over twenty-five years ago. She speaks and writes fluent Turkish, German and English. Meric is our receptionist. It is Meric’s calm and pleasant voice that you hear when you first call to make an appointment, or we contact you to confirm a meeting. Upon arriving at our office, she will greet you with a smile and offer to get you a cup of coffee or a glass of water. Meric is also responsible for a number of our accounting and office support functions.
Esther has spent her career in HR and accounting positions with large manufacturing and car dealership concerns in southern Ontario. For the past eleven years, she has been responsible for our banking and trust accounting. She has a strong command of the professional and regulatory banking requirements that Licensed Insolvency Trustees must comply with. Our customers may contact her directly to address questions about their required payments to us.
Your Licensed Insolvency Trustees and Consumer Proposal Experts
We are a group of chartered professional accountants, licensed insolvency trustees and proposal administrators. We have very strong knowledge, know-how and experience in accounting, finance, income tax, bankruptcy and debt- restructuring law and practice. Each of us is dedicated to helping you resolve your debt crisis, and appease your creditors, with timely, affordable, caring advice that is proven effective.
Debt Tools and Financial Calculators
Home Budget Calculator
Managing your monthly budget can be difficult and frustrating. One of the most important aspects of controlling your budget is to determine where your money is going. This calculator helps you do just that. By entering your income and monthly expenditures, you can see how much you have left to save and where your money is being spent. In addition, press the view report button to compare your budget breakdown to our targets which can help identify areas for improvement.