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avoid bankruptcy

A person in a knitted sweater hold a Christmas present in front of their Christmas tree.
December 4, 2018

A Debt-Free Christmas

The Best Gift Under Your Tree When the only thing you can think about as the holidays approach is, “How am I going to pay for it all?” it might be time to start thinking about lowering your personal debt. Debt is one of the major contributors to stress and anxiety. You might even be […]Read More

A set of paper forms used for declaring bankruptcy.
November 4, 2018

Exploring Options Beyond Bankruptcy

Understanding the Debt Relief Alternatives to Declaring Personal Bankruptcy Declaring bankruptcy is a potential solution to your debt woes, but it does carry its own responsibilities and downsides. Many people prefer to explore alternatives first, looking to avoid bankruptcy, either due to the stigma around the process, or because they want to find another option. […]Read More